Provides protection in the event of a collison such as with a submerged object or another boat.
For bodily injury or damage to the property of others.
Protects personal property on the boat including, but not limited to your clothing, stereo system, cameras and other personal items.
To transport your boat to a repair facility when it's inoperable and you are stranded. Gas delivery for boats and roadside assistance are also available on some policies.
Mechanical Breakdown Coverage
Agreed Value versus Actual Cash Value
Agreed value provides "replacement value" on covered partial losses involving your vessel, its furniture, fixtures and electronic equipment.
ACV earns you a premium discount & settlement is based upon depreciated value.